Lender Advice

• Highlight the biggest mistake buyers/owners make is choosing limited-option lenders.

• Emphasize that financial professionals provide ‘future value’ loan options, enabling home improvements at purchase with little or no equity or extra cash.

• Affirm limits, connect with superior Realtors, and offer guidance on choosing move-in ready homes or fixer-uppers.

• Address the process of coordinating home improvements after closing, including working with the right contractors.

Loan Choices

• List options: VA, FHA, USDA, Conventional loans with renovation options.

• Include mention of down payment assistance for qualified buyers.