95% of nationwide home lending sources don’t know or offer what The Perfect Home Guy offers — the most affordable decades old financing options.

Below we match you to Experienced Renovation Loan Officers (LO) near your zip code, who advise based on your specific circumstances.  Every scenario is like the stars of heaven — Unique!

What Lender Should I Choose?

Choosing the wrong lending source like local Bank, Credit Union or existing mortgage company is THE biggest mistake. Choose The Perfect Home Guy and together we’ll turn challenges into opportunities.

Navigate the Possibilities

  1. Do you have insufficient equity for room/garage additions or updates?

  2. Have you been turned down for HELOC (Home Equity Line of Credit)?

  3. Are you a Senior, over 62yrs, in need of home renovations AND optional or no mortgage payment for the rest of your life?

  4. Are you interested in making your home the home you’ve always imagined in one low monthly payment and no credit card debt?

  5. Would you like to beat inflation to improve now and build equity faster?

  6. Do you need a Renovation Experienced listing agent to sell your home “as-is” for top dollar?

  7. Are you in need of a reputable contractor that the banks and mortgage companies trust to deliver low price jobs without 3 bids?

  8. Would you like to get a Renovation Refinance experienced Loan Officer and Go Green?

  9. Would you like to avoid paying contractors high rates with UCC private financing?

  10. Would you like to work with a superior Realtor who can offer your guidance on choosing a move-in ready home vs. a fixer-upper?

  11. Would you like to know about the process of coordinating home improvements after closing, including working with the right contractors?

Loan Choices

✅ VA, FHA, USDA, Conventional loans with renovation options

✅ Down payment assistance for qualified buyers